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Keep Fit With Essential Fatty Acids

  • April 2, 2010 5:30 pm

Why should I increase my Omega fatty acid intake?
Our intake of essential fatty acids has changed radically in the last century. Our ratio of Omega-6 to Omega-3 should be close to 1:1, but it is now over 10:1 and up to 20:1. This is due to the addition of corn, sunflower, safflower, sesame and other Omega-6 oils to our food supply. Such excesses are thought by many scientists to be a factor in a number of chronic medical conditions including arthritis, cardiovascular disease, asthma, acne, obesity and depression. It is clear that we need to increase our intake of Omega-3 fatty acids and decrease our intake of Omega-6 (linoleic acid) oils. By doing so we will be, look and feel healthier.

What are good fats and bad fats?
Fat is a concentrated source of energy. This source of energy is very useful during aerobic exercise. The longer the exercise, the higher the fat contribution for providing energy. Fat is particularly used in large quantities in the brain and nervous system. There are two types of fat: saturated and unsaturated. Unsaturated fats are commonly referred to as “good” fats, and should make up the greatest percentage of your fat intake.

UNSATURATED
• Unsaturated fats, “good fats” are liquid at room temperature, and remain in liquid form even when refrigerated or frozen.
• Good fats are part of the essential fats: omega 3 and omega 6, both of which are unsaturated fats.

What are EPA and DHA?
These are two specific essential fatty acids found in fish oil. Both Eicosapentaenoic Acid (EPA) and Docosahexaenoic Acid (DHA) have been well documented in regulating cellular functions and promoting good health. Diets deficient in EPA and DHA have been associated with a number of health problems, most notably cardiovascular disease.

What is GLA and how is it different from other Omega-6 sources?
GLA (Gamma Linolenic Acid) is an Omega-6 fatty acid found in high amounts in borage oil, and to a lesser degree in black currant and evening primrose oils. In contrast to the sunflower, safflower and other Omega-6 oils, the presence of GLA in borage oil results in very different physiological effects. Linoleic acid in its current dietary excess promotes inflammation due to the production of arachidonic acid (AA). GLA on the other hand, actually interferes with the production of AA and decreases inflammation. GLA has been used with success in treating various medical conditions, most notably rheumatoid arthritis and eczema. Emerging science also indicates that GLA has synergistic activities with the Omega-3 marine-derived DHA and EPA, particularly in cardiovascular health and fat metabolism.

We all want to be healthy, happy and fit with enough energy for work and for play. A well-balanced diet, exercise, and enough rest go a long way in helping us get the most out of life. And essential fatty acids (EFAs) have been proven to help us achieve healthier and happier lives. These good fats’ truly are essential and the majority of us are not consuming enough of the well-researched Omega fats. Now getting the right amount of Omegas to suit your specific health needs is easier than ever.

Where do essential fats come from?
Sources of Omega 3 and Omega 6 essential fats:
• Cold Water fish such as Salmon (coho, king and pink), sardines, cod, albacore tuna, trout, halibut , herring. (these fish are also a great source of Omega 6, but are predominantly richer in Omega 3)
• Flaxseeds and green leafy vegetables are great sources of Omega 3.
• Sesame and sunflower seeds and other seeds and nuts are great sources of Omega 6.
• Borage oil and evening primrose oil are rich sources of GLA which is part of the Omega 6 essential fats.

Where do saturated fats come from?
Saturated fats contain large amounts of saturated fatty acids. Saturated fatty acids are named so, because they are “saturated” with hydrogen, meaning they have only single bonds between carbon atoms, leaving no room in their chemical structure for additional hydrogen atoms. Saturated fats are typically solid at room temperature.

Varieties of Saturated fat include: Butter, coconut and palm oils and lard.

Benefits
• aid in balancing the autoimmune system
• treats skin conditions such as eczema and psoriasis
• cardiovascular health
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Secured Personal Loans

  • April 2, 2010 5:30 pm

Personal loans provide borrowers with the opportunity to access funds for those areas in their life that need some assistance or where additional funding would work to their benefit. A secured personal loan is a type of personal loan that involves the borrower having to provide some type of collateral to the lender as assurance that they will repay the loan. This is due to the borrower falling into a high risk category. There are pros and cons to accepting a secured personal loan that we will explore further.

High risk in regard to loan repayment can mean a variety of things. It can mean you have an unsteady income, including self employment where the amount of income you have coming in varies each month. While the lender can see you have an income source, it is not considered to be a reliable as getting a regular paycheck. The decision will depend on the regulations of the lender, length of time you have been self employed, and the loan amount you are requesting.

High risk in terms of a secured personal loan generally imply the borrower has either poor credit or has not established enough of a credit history for a decision to be made. Poor credit can be the result of poor money management or circumstances that took place in your life which you had no control over. Some individuals think it is very unfair to be penalized for not having an established credit history. I agree that it can be frustrating, because you can’t really be expected to establish a credit history if no one will give you credit.

In either situation, use the opportunity of a secured personal loan as a way to prove yourself worthy of lenders working with in the future. Your credit is an area that is going to make or break you down the road, so use your opportunities wisely. A secured personal loan that is repaid as scheduled or sooner can help you on the road to re-establishing your credit worthiness or start your newly documented credit history of to an amazing start. Secured personal loans can offer opportunities to those individuals who would not be eligible for any other types of loans the chance to have the funding they need.

On the flip side, secured personal loans can be risky. It is very crucial that you understand that risk. Since you will be required to provide collateral for the loan, any default could result in you losing your home, other property, vehicle, whatever it was that you used as collateral on the loan. While entering the contract of a secured personal loan, no one really anticipates the loss of their collateral. It can be very damaging to an individual when the lender comes to collect that collateral.

To protect yourself, be realistic with your financial endeavors. You will need to ask yourself some tough questions and be honest with the answers. If you have a pattern of not being able to fully commit to financial obligations, then do not create further financial hardships for yourself or your family by becoming involved with a secured personal loan.

As yourself exactly how much you need to borrow and for what purpose, then stick to those terms. It can be tempting to borrow more when you need $5,000 and the lender tells you that he can approve the loan for $10,000. Don’t let your common sense and judgment be clouded by dollar signs.

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